Review:
Credit Freeze
overall review score: 4.5
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score is between 0 and 5
A credit freeze is a security measure that restricts access to an individual's credit report, making it harder for identity thieves to open new accounts in the person's name.
Key Features
- Prevents unauthorized access to credit report
- Protects against identity theft
- Can be lifted temporarily when needed
Pros
- Effective protection against identity theft
- Gives peace of mind to individuals concerned about their credit information
- Easy to implement and manage
Cons
- May incur fees to freeze and unfreeze credit
- Can be inconvenient when applying for new credit or services